Services
At Hopkinson Ventures, I believe financial confidence begins with clarity. Whether you’re building a long-term roadmap, navigating a life transition, or refining your business strategy, I’ll help you make informed decisions aligned with your goals and values.
Every engagement starts with a complimentary 20-minute consultation to determine fit and ensure your time and resources are well spent.
Retirement & Financial Independence Planning
Your retirement plan should reflect your life, not a formula. Together, we’ll clarify what financial independence means for you, whether that’s stepping back from work, shifting careers, or having the flexibility to choose how you spend your time. We’ll analyze your resources, model “what-if” scenarios, and build a plan that supports both security and freedom. You’ll come away with a clear, actionable roadmap and confidence in the next stage of your financial journey.
Roth Conversion Strategies
Convert pre-tax assets (like IRAs) into Roth accounts gradually—designed to minimize tax brackets, take advantage of low-income years, or offset post-divorce income changes.
Social Security Optimization
Analyze benefit scenarios for claiming early vs. delaying (especially for divorced women eligible for spousal benefits).
Withdrawal Sequencing
Create a smart plan for drawing from taxable, tax-deferred, and tax-free accounts to minimize lifetime taxes and avoid Medicare premium surcharges. Your job is to maximize your AFTER-TAX retirement pay check.
Reverse Mortgage Feasibility
Help you evaluate home equity release options to fund aging-in-place goals—without compromising financial flexibility.
Long-Term Care Strategy
Review hybrid insurance policies, traditional LTC, or self-funding options—including inflation protection, state partnership plans, and potential Medicaid triggers.
Retirement Income Sustainability
Create a long-term income strategy that balances spending goals with investment returns, inflation, and market changes—so you can maintain confidence and flexibility throughout retirement.
Divorce Financial Planning & Transition Coaching
Divorce changes everything — including your financial future. I'll help you understand the short and long-term impact of your decisions, from dividing assets and pensions to budgeting for your next chapter. Whether you’re preparing, in the midst of divorce, or rebuilding afterward, you’ll get clear, objective analysis and a plan designed to help you move forward with confidence and stability.
Property Division Strategy
Use tools like Family Law Software to distinguish between marital and separate property, and evaluate equity reimbursements for home renovations, inheritances, or pre-marital contributions.
Post-Separation Cash Flow
Build a new, solo budget that accounts for child support, spousal support, new housing, and adjusted retirement savings—plus tools for shifting from joint to solo banking.
Divorce Transition Planning
Once the legal process ends, the real financial transition begins. We’ll create a plan to establish new accounts, reset cash flow, and align your investments and goals for your next chapter.
Retirement & Pension Analysis
Divide pensions, QDRO-eligible plans, and social security benefits fairly and strategically—especially for mid- and late-career women.
Asset vs. Income Trade-Offs
Help you think through whether to keep the house or cash, whether to buy out or split a business, and the downstream effects of each.
Financial Coaching During & After
Offer emotional help during negotiations, and help you build financial clarity and confidence after settlement—when most legal support ends.
Small Business Financial Planning for Women Entrepreneurs
Whether you're just starting out or scaling, our work focuses on financial sustainability and smart ownership structures:
Entity Selection & Optimization
Understand whether an S‑Corp, LLC, or sole proprietorship makes the most sense for your stage, industry, and income goals.
Profitability Analysis & Pricing
Set prices that reflect value, cover costs, and create margins—especially important for women undercharging in client service roles.
Cash Flow Forecasting
Build models that predict runway, seasonality, and break-even points—so you can hire, invest, and pay yourself sustainably.
Tax Strategy & Quarterly Planning
Avoid April surprises with quarterly reviews, estimated payment plans, and expense categorization tailored to creative and solo businesses.
Exit Planning (Yes, even early)
Whether you plan to grow and sell, bring in partners, or wind down responsibly, we help set up your books and ownership structure to protect your long-term wealth.
You don’t have to do it all alone. My job is to bring order, insight, and calm to your financial life.
Pricing
At Hopkinson Financial Planning, every engagement is designed around your life, not your assets. Whether you need quick, tactical guidance or a comprehensive plan that touches every part of your financial picture, you’ll know exactly what you’re getting and what it costs. No commissions, no surprises, just clear, flat-fee pricing that reflects the value of truly independent advice.
Full Financial Plan
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Targeted Financial Plan
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Issue Plan
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Existing Client Update
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Sliding-Scale Commitment
We believe expert advice should be accessible to all women—especially at pivotal financial crossroads. Hopkinson Ventures offers a sliding-scale fee structure based on income and life circumstances. If cost is a concern, please ask about flexible arrangements.
How It Works
Free Consultation
A complimentary 30-minute conversation to understand your goals and determine which plan best fits your needs..
Engagement & Agreement
You’ll receive a written proposal outlining the scope, fees, and timeline. Everything is transparent—no hidden costs, no surprises.
Discovery & Data Gathering
You share relevant documents (tax returns, investment statements, budgets, etc.), and we analyze your financial picture holistically.
Planning Sessions
Depending on your chosen plan, we meet over one to four sessions to review analysis, test scenarios, and create a tailored roadmap for your life and goals.
Implementation & Ongoing Support
You’ll receive a written plan and clear next steps. If you choose Ongoing Coaching, we’ll continue working together at your pace, adapting your plan as your circumstances evolve..