Why Financial Planning Matters: A Roadmap to Your Future
- By: Susan Hopkinson
I am a flat fee only financial advisor. I do not earn money on investing your assets, like a traditional financial advisor, but merely provide recommendations or work with your current manager.
My goal is to help you make sound financial decisions, and provide you a clear framework on which to do so. I work on both a flat fee and hourly basis with typical projects falling under the following categories. Because I do not earn money on your assets, I have no conflict of interest in telling you how and more importantly where to invest your money.
I will provide a Comprehensive Financial Plan using traditional wealth management software (Monte Carlo) simulations as well as more progressive yet simpler lifestyle and income expense analysis. This will include a 2 hour discovery session followed up by a one hour session which goes over your detailed financial plan covering areas like budgeting, retirement planning, insurance, and estate planning. $3000 one- time fee.
$5000, one time fee with all of the above and ongoing monthly check-ins. If you would like to review your plan every month this service may be four you.
The years leading up to retirement and after retirment are important ones. I help women in midlife build confident, sustainable retirement strategies. Whether you’re weighing Roth conversions, evaluating 401(k) rollovers, or planning withdrawal strategies that minimize taxes and support your lifestyle, I provide clear financial roadmap — with coaching to help you stay the course and adjust as life evolves. How much can I spend a month of the markets decrease over the next year? These are all typical questions. I will present you with a comprehensive dynamic spending strategy so you can really understand your guardrails and sleep at night. Depending on complexity of plan(s) and assets pricing ranges from $1000-3000.
Are you trying to start of grow your business?. From solopreneurs to seasoned founders, I help women structure and scale financially sound businesses. Services include S corp vs. LLC analysis, pricing and profitability reviews, quarterly tax strategies, and cash flow planning. Paired with coaching, our work ensures your business supports both your ambitions and your financial wellbeing.Discovery session followed by as needed on going coaching and checking.
Divorce is a turning point — and a chance to rebuild wisely. We specialize in asset division, cash flow forecasting, housing decisions, and post-divorce independence planning. Our coaching helps you stay grounded and supported through every phase of your transition planning. Services include life-style analysis, pension valuation, alimony/child support projections, settlement cash flow analysis.
Do you want to buy an investment property or second home? Are you looking to strategically invest your self-directed IRA in municipal bonds to diversify. I will help you develop an easy and clear analytical framework to analyze your investment options. This type of analysis wcan usually be delivered 2 two hour discovery sessions with prep work in the background.
Sometimes we just need someone checking in on our progress and goals and to hold us gently accountable for our financial objectives and goals. Hourly rate is $250 Per Hour
